While I’m sweating away at updating the Future Benefits Model it’s probably worth saying three things:

1) Don’t bother downloading the current version of Benefits After The Act, except for historical interest. The next version will be quite different in impact.
2) It’s already clear that the 1% indexation will have a substantial impact, not least because of the Universal Credit earnings disregard link.
3) There are almost certainly more cuts to come next year.