by Gareth Morgan on December 29, 2025
There might almost seem to be a deliberate campaign by some of the press to mislead or distort the rules and rates around benefits entitlements. In particular, there seems to be a trend, amongst the usual suspects, to compare those in low paid, or no, work with those earning more in a way which implies […]
by Gareth Morgan on December 1, 2025
“Working families £18k worse off than benefit claimants after Budget” Telegraph November 29th 2025 The abolition of the two-child benefit limit in the budget attracted a lot of comment. From the Government and its supporters came a stream of articles and postings lauding the action at the number of families and children that it will […]
by Gareth Morgan on October 31, 2025
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster constituency take-up rates, both by numbers of households and by the annual amounts of benefit claimed and unclaimed. The differences between […]
by Gareth Morgan on October 25, 2025
The real winner from a National Living Wage increase is the Treasury which can take over 90% of the extra paid. The biggest losers are employers. I have written, for several years, in my blog about the real money transfer effects of increases in the National Living Wage (NLW) for many low earners. The message […]
by Gareth Morgan on October 17, 2025
The amount of notional income from untaken pension savings, which reduces benefits for those over state pension age, has changed. This is because a new set of GAD tables has been issued. These are the notional annuity rates which, together with age and pension savings amount, determine the amount taken into account as income in […]